
"First, gain an adequate education.
"Second, live strictly within your income and save something for a rainy day.
"Third, avoid excessive debt.
"Fourth, acquire and store a reserve of food and supplies that will sustain life.
". . . prepare spiritually and temporally for the strength and security of our family units."
L. Tom Perry, “‘If Ye Are Prepared Ye Shall Not Fear’,” Ensign, Nov 1995, 35
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